Tag: financial

– How would you describe the situation in the housing market of Moscow and St. Petersburg? What objects in demand customers? – And in Moscow and St. Petersburg at the same time there is a realization of deferred demand, taking shape in 2008 year. The number of transactions, prices have stabilized for the surcharges have become more involved mortgages. There has been a positive price adjustment in the lower price segment. Over time this will lead to higher prices and more expensive apartments sold in the course of alternative transactions. The similarity of the two markets is also manifested in the fact that now the most active customers, improve their living conditions, rather than those who guided by an investment interest.

– How do these factors affect the conduct of long-distance transactions? – Transactions with the housing between the two capitals occur regularly and did not stop even during the crisis. In carrying out their "MIEL-Brokerage" cooperate with the corporation "Adveks. Real Estate. " Cooperation debugged within the same company and within a few years. One-way traffic "in Moscow," today there is, after the crisis has become more customers, selling real estate in Moscow, to purchase a house in St. Petersburg. Incipient price increases led to reluctance of participants to break the chain of exchange in a washout of the cheapest offers. Purchase must immediately after the sale of 80% of cases.

Prior to the crisis in the inter-regional trade was a large share of investment purchases, and sometimes it reached 50%. Today, people realize the plans to improve housing conditions. – Who are your customers today, to move from one capital to another? – Quite a few customers trying to purchase a house in Moscow within the proceeds from the sale of housing in St. Petersburg amount without attracting borrowed funds to supplement, or using them to minimum. In this case, customers get a smaller flat or square footage in less prestigious, because the price difference is around 40-50%, in Moscow square meters of housing costs on average 150 thousand rubles., In St. Petersburg – 80 thousand rubles. If there is a need to move to Moscow, and the family structure does not allow to reduce the living space, solution could be to purchase houses in the Moscow suburbs. The prices for housing in full compliance St. Petersburg, on the part of infrastructure and transport links nearby satellite towns are not inferior to the outlying areas of Moscow, and the quality of housing often surpass them. In the suburbs, mostly being built luxury housing, monolith-brick, with modern planning and adequate areas of apartments. There are options when a person is fully assimilated in Moscow and sells abandoned when something "just in case 'apartment in St. Petersburg, to improve his Moscow home. There are certainly people that are configured primarily to comply with certain criteria for new housing, but do not meet the specified budget purchase, but they are fewer. During the period of rising prices buyers are not afraid to borrow the difference. Loyalty terms of bank lending to allow focus not only on available funds as on preferences – on consumer characteristics, on the site. Today mortgage terms offered by banks, tend to pre-crisis indicators, and the number of mortgage deals is increasing. Read more …

Have you ever donate housing for rent? The fact is that renting an apartment or a room in St. Petersburg rather lucrative enterprise. If you are the owner of residential property in an area of the city, and themselves live in, for example, country, it's worth a try! The first thing to start – keep an eye on real estate that will help you properly and, most importantly, safe to rent out your property. Of course you can become independent and landlord. However, in this case, it should be noted that neither any guarantee of timely payments, as well as the safety of your property, you may not be. Another matter to work with a reliable company, realtor. Your Personal Realtor will not only greatly reduce the search term arendonanimatelya, but also will help to draw up a contract between you and your tenants. You can take residential property for rent for a few months or a year a couple of years, but you can rent an apartment for rent.

Each of these options has advantages and disadvantages. In the first case (rent) costs may be higher, but tenants will be changed frequently. This may cost you more time consuming. The longer the lease term, the generally lower and more stable rents. But you can count on this money not only in a particular month, but for the whole year.

That sometimes preferable. Greatly affect your income from rental housing to rent such things as: – low budget, but the recent redecoration of the apartment – the existence of the necessary furniture (sofa, desk, closet for clothes,, book and kitchen cabinets) – the elementary appliances (refrigerator, TV, washing machine) – the existence of a landline phone can also, though only slightly, to increase the rent. In any case, be landlord in St. Petersburg – it pays!

DEOL Partners invites to focus on three main areas in the development of Master Plan: Development of the territory and infrastructure of European standards and Eurocodes social infrastructure facilities. Territorial development and infrastructure of the city about the importance of bridges, roads, communications, transportation, everything they say, and this issue will always come back, because they are one of the most challenging and priority in the decision. But now must not speak, and implement specific steps that can quickly and effectively correct the situation, both in the city and the industry as a whole. We propose to consider the infrastructure from a different perspective – from the point investor's perspective. If the investor's intention to develop the real estate development project in many countries, such as those close to many of our fellow citizens as Turkey and Egypt, the municipal authorities in every way conducive to the realization this project.

The authorities provide investors and developers all the necessary infrastructure – and this access road and connect to networks, and other issues. Many of the objects get tax relief on a specific time or on imports of equipment and materials. These factors directly affect the duration of the projects. For an investor and developer, this approach is the key to making a decision to which country invest. The property for the city – it's jobs is to develop the territory, is taxes. An important step on the part of local authorities – a change of attitude awareness of the need to own property and its role in the city.

The following are situations in which the assessment is mandatory: a transaction with one of the property, involving land in the deal, including their privatization, transfer in trust or of renting, determining the initial price of land at auction, land acquisition for public needs, the loan secured by real estate, making land in the charter capital companies, to determine the best and most efficient use of land, development and implementation of investment projects in other cases stipulated by law on appraisal activity. As a rule, to assess the land is to determine the market value of the property rights to land, or the market value of the right to lease (rent for the land). In account is taken, primarily, the expected value, duration and probability of profit from the exploitation of the land at its most efficient use (NEI), excluding income from other types of production. The market value of land in the first place, depends on the category of the site and its permitted use. There are the following legal regimes: for individual housing construction, for gardening, for farming, for camp sites and databases recreation, for the construction, under the parking lots, garages. After determining the legal status necessary to analyze the location and the influence of external factors, as well as on the demand and supply of land. Price not may exceed the most probable cost for the purchase of another site of equivalent utility. Assessment of land takes into account quantity and quality of communications and the possibility of acceding to existing networks, if on the land planned real estate development.

After all, there are charges for electricity, water, security, maintenance, property tax, etc. 5. Spend all the money to pay off the mortgage, forgetting that it must also arrange accommodations furnished, and have a supply of money for contingencies costs, for example, in case of illness or emergency repair of the vehicle. 6. Ignore the fact that the rate of EURIBOR currently has the lowest value, and in the future will grow. Many of the buyers of Spanish property do not even know how much they will pay for the mortgage, when the index reaches the level of EURIBOR 3-5%.

7. Want to take a mortgage in Spain, realizing that the monthly payment amount to more than 30% of your monthly income. 8. Ask make your mortgage guarantors parents, family members or friends, that in case of failure to repay the loan will mean extra problems. 9.

Do not view statistical information about how to currently is a property in Spain. This enabled to learn, expensive or cheap to offer you the property by comparing the declared value of the data portal of real estate. 10. Do you think that housing in Spain will surely be more expensive in the near future, and plan its budget on that assumption. 11. Ignore the suggestions of real estate companies, with which today you can buy property in Spain at an attractive price. 12. Give his feelings and choose a house or apartment in Spain, the "heart", ignoring the facts and reasonable arguments. 13. Do not understand the difference between short-and long-term loans. In the short-term loan you'll spend less funds to service this loan. In attracting long-term credit, you have to pay a monthly sum of less than engaging in short-term loan. 14. Not interested in information about changes in costs associated with buying property in Spain and you think that VAT in buying a home in Spain will remain unchanged. 15. Believe that property prices in Spain have reached the "bottom" and so now is the perfect time to purchase. Not all the world believes the same way. 16. Do not think that a few years later you may need to sell this house and buy another (due to job changes or changes in family composition). 17. Forget that "mortgage" property will be more difficult to sell because the process of buying and selling real estate, which is taken on credit, much harder. 18. Want to buy property in Spain without a middleman. When using mediation buyer exempt from the need to constantly stay in the country in which to buy housing, and shifted the "lion" of the work on the shoulders of a mediator. In the end, it definitely reduces the financial costs of the most searching for and buying property. Source: Property in Spain

In terms of long-distance transactions between the two capitals, we are leading the real estate market of St. Petersburg. In addition to making "Housing Problem" we can help with buying and selling suburban and commercial real estate. When you contact the "Miel" transaction process is greatly simplified. First, do not need frequent and longer trips to other cities. Our Realtors work on the basis of the facility, "Miel" in the mode of on-line. Secondly, the customer pays for only one company, because we work on a common contractual framework and a unified corporate standards. Our experts will evaluate all variants of apartments – and in Moscow and St.

Petersburg, comparing the cost. It's no secret that at this stage the difference in price – about half as much. The client decides to take a mortgage. And here is another "plus" with "Miel". Paperwork and obtain the approval of the bank, our client can, for example, in St. Petersburg, and take the credit – in Moscow.

It offers the borrower all the twenty-banks-partners of the company "MIEL-Real Estate." – How client, while in another city, choose the best option of housing? – Customer preferences are specified in advance and are well known to the agent. Initially available with the objects of the photographs that are sent to e-mail. When the customer selects the options for viewing, the agent will meet him at the station or in the office of the Company will arrange and display all addresses. An important point: the money, even advance with a carry is not necessary.

Some had long been decided on this issue and made the decision. In this case, it remains only to choose the appropriate footage and area. However, many still have not decided what property suits them more. In this article, they find answers to the most important issues for new buildings and otnosyaschieesya secondary housing. If people are willing to buy an apartment, then it's the first thing they pay attention to cost, this is the most important factor when choosing real estate.

Those who have only recently met to purchase a house and still not particularly interested in the real estate market is likely to decide that the price of new construction is much higher than the value of property in a hundredfold fund. It seems that the cost of a brand new apartment in which no one has ever lived, would no longer second-hand, but when it comes to real estate, it is not. The thing is that when you buy the square meters of new building, we actually buy air, as no houses and apartments still more so yet, so the buyer can remain without money and did not dwell in the new apartment. Everyone has a duty to independently assess the likelihood that construction can be suspended indefinitely, if not the developer goes bankrupt, and construction will be frozen. If buyers are willing to take some risks for the sake of lower cost per square meter, then they choose housing in the new building. When we buy a resale property, we see an apartment with my own eyes, we can talk with the owners of the apartment and find out all we are interested in points all pluses and minuses, we shall see immediately. A when choosing an apartment in the building, we can only polgatsya plan, because when we buy the apartment it had not yet built. When buying an old apartment, too, there are certain risks.

Each apartment has a its history and in the future, do not share his apartment with the owner suddenly appeared, you need to know about this property. The main thing that should be considered when choosing the "old" apartments – the cost, low price – it's the first sign that something was wrong. There should also be noted that when buying an apartment in the "old" housing in there you can enter immediately after the signing of all papers. Apartment in the secondary housing stock is perfect for those who urgently needed in square meters, as there is possible to drive almost immediately after the execution of all documents. Beushnuyu enter the apartment can be immediately after the conclusion of the contract of sale, which is very convenient for those who new living space is needed urgently. When buying an apartment in the building, as noted above, we must wait, sometimes for a long time. And even after construction is completed at home to spend time and money for repairs, so as usual by buying a new building we have only the bare walls. But despite all this, many still choose an apartment in the primary housing stock, perhaps this is due to the fact that the new apartments in modern planning, polotki high, large parking lot. So, first of all, we must remember that the main thing – it's not rush into buying a property, you'll first need to be careful to weigh all the pros and cons. Adhering to these rules, you do not encounter many problems.

For transactions on the real estate market are used long-term accumulation of families and mortgages, taken many years to come, so it is very important, much more important than speed and convenience, in this case is reliable. While public opinion by the views that online shopping is much less reliable and secure than ordinary ones. Technologies allow for safe transactions via the Internet, but so far not worked out the legal formalities of registration of such transactions, and most importantly – people are not accustomed to new technologies. Only time can affect the psychology of the contracting parties on real estate and in the future lead to greater use of the Internet. Despite the almost total lack of property sales over the Internet, a network of real estate is used very actively.

Agency Property set up their sites to cost-effectively find customers. Sellers and buyers, as real estate deal – a very serious event, conduct research of current market conditions Property on the Internet to determine the price. In doing so, they help the sites of real estate agencies and advertising media sites and electronic bulletin boards, such as Free Classified Ads Moscow. During the crisis, when many people want to save money, it can be done by submitting a free listing in the section "Real Estate" web board free classified ads in your area. For those people who want to request registration of their trade to one of real estate agents certainly very important to get acquainted with the will of people have already used the services of the selected firm. These reviews are also easily found on the Internet.

Today, the psychology of people hinders the implementation of real estate transactions over the Internet without leaving the computer. Over time, the credibility of the new technologies will increase, within the framework of the implementation of the program "Electronic Russia" legislation adapted to the modern Internet technologies. All this will change people's psychology and the growing number of real estate transactions on the Internet. Currently, the Internet allows you to quickly select the appropriate option to weed out obviously unsuitable and unreliable versions of real estate, and then make a transaction in the traditional way.

The gap in prices of real estate depends on the area of St. Petersburg. According to experts, the primary market remains relatively stable average asking prices for housing in the secondary market of real estate cost per square meter varies insignificantly. Slight rise in prices: the unprecedented price after the race in the spring of 2006, this natural process. Period of calm, probably in the next few months is over, and then begin a steady rise.

According to forecasts professionals in the next year or two, prices would grow steadily, the market – to develop steadily, there may be periodic spikes in sales. Clear trend of increasing the gap between cost per square meter central areas of Petersburg, and sleeping areas. The average offer price in the city center ranges from $ 3.2 thousand to $ 8-12 thousand per 1 m2, in other areas – from $ 1.9 thousand to $ 3.2 thousand per 1 m2. The price gap will increase the growth rate will be depend on the level of demand. However, this is not the only trend in the apartment market in recent years – increasing the gap in prices by type of housing. The demand for prefab houses has declined steadily. Following him down and crawl prices.

Just down the offer price per square meter in the Khrushchev, brezhnevkah homes and mass series 1960-1980-s development. However, the prices of brick and brick-monolith new buildings still small, but expensive. It due to the fact that customers have sufficient funds to purchase real estate, are placing demands on the quality of housing. These requirements can be satisfied only recently built or under construction home where we have all the latest technologies and requirements. Because the apartment in the new brick and brick-monolith houses will go up further. The consequence of this will become more price gap between the apartments in the houses old and new buildings. Therefore, separation in the level of prices for apartments will increase not only in different areas, but also within individual neighborhoods. With regard to regional trends, the most significant growth predicted in the central regions, as well as prestigious bedrooms – Maritime and Moscow. The lull after last year's growth in house prices will end soon: First, will affect the traditional seasonal factors, and secondly, real estate – it's a commodity, the market saturation that is almost impossible to achieve, so the demand for it will continue to grow.

Entrepreneurs often have a choice when looking for office space. For large companies, the power of buying your own office. Buying your own premises, the company is committed to further his service and support. Of course, having an office is fine, but what about the average level entrepreneurs who do not pull the purchase of commercial real estate in Abakan? Small companies often have a choice rent an office in the exclusive business center, or choose an office room in an apartment house. On the one hand, an office in downtown is always a prestigious, but on the other hand, is expensive. What kind of commercial property Abakan prefer? Consider the pros and cons of renting an office in the business center and rooms and apartment building.

The main advantage of the office business center is its central location and thus the availability of any infrastructure. In addition, you and your staff can use the dining room, elevator, located in the building. Protecting business center and cleaning his office and the undoubted advantage of such a lease. The main disadvantage is high cost of rent. There is no guarantee that in this business center is located will not be competing firm. In addition, the operation of your company must be the same mode of operation in the center. It's not always convenient. Rent a room an office has the advantage – low cost, as well as the independence of your work schedule from someone IOI anything.

You choose which area will be in your office. But in most such commercial Real estate is no room for eating and not always carried out the telephone line. You may also need to bring the premises in order. Based on the above material, you can find a suitable for you and your company's version of the lease of commercial real estate in Abakan. Good luck in your business!