When it comes to constitute or establish a bond which falls on real estate, the so-called cost of mortgage can be generated. Part of that certain debts with respect to who provides the service of credit, as they are the cost of mortgage such as payment of the total of the value of the credit amount and the interests that generate from payment in one long term, other expenses of mortgage that may be present are the interest in arrears to the fulfillment of the payment of the fee on the date indicated are generated by requiring a credit, Commission by the non-payment of certain fees which are established from the outset in the contract, this situation is also called Commission fee unpaid periodic, so what I do is charge a fee as a sanction not to pay a fee and let it accumulate with the subsequent quota, an expense of mortgage that is usually very unusual is the collection by the sent receipts and information about the current status debt, but as mentioned previously this expenditure of mortgage occurs very rarely, not to say that It has already been deleted mortgage expenses that generate the banking entities. But apart from the cost of mortgage that is generated on behalf of financial institutions, there are other mortgage costs such as the costs of the mortgage whose value is set based on the amount or value of the capital that seeks to guarantee under the real right of mortgage – which are the amount of the loaninterest generated and any commissions that may be caused by various not foreseeable situations-. Here, Professor Rita McGrath expresses very clear opinions on the subject. Among non-bank mortgage costs so the following can be found: notary mortgage costs that are generated on the basis of registration in writing publishes mortgage mortgage costs that are generated based on the registration in register of the affectation of housing under the category of mortgage the cost of mortgage that is generated by the Agency in various institutions such as notarizedregistration and hacienda mortgage expenditure relating to taxes for the completion of documentation of legal acts. Just how this process of non-bank mortgage expenses are also repeated at the time want to make unaffected housing of the mortgage, where you have to deal again with processes and expenditure front it incurs the notary, registration and processing. Therefore when looking for a loan through a financial institution guaranteed by the mortgage, it is good to know that apart from the expenses generated by the realization of banking processes, will also have to meet other expenses of mortgage that typically are not projected when it comes to borrow money, so must advise well for later receive no bad surprises..