Tag: insurance & pension

In the German insurance market, there was hardly a satisfactory risk coverage for self-employed engineers. Here, the offer of gb.online gmbh closes a massive gap for freelancers. Who is working as a freelance engineer in high risk industries, carries a high financial risk if it comes within the framework of his professional activity to harm. In the German insurance market, there was hardly a satisfactory risk hedging for this occupational group. Here, the offer of gb.online gmbh closes a massive gap with attractive conditions for freelancers.

In addition to comprehensive, completely closing out no activities risk management, we offer together with our strong insurance partner, especially our professional network of economic and legal professionals represents worldwide a compelling advantage for our customers”, explains the benefits of the current engineering liability policy Lutz Groot Bramel by the gb.online. If need be, we represent our customers all over the world with local experts and lawyers who represent the interest of our customers professionally and limit the damage as far as possible”. The engineer liability is aimed at professionals, the freelancing or employed are engaged in the following industries: oil, gas and chemical production, air – and space technology, (special and special) mechanical engineering, motor vehicle and shipbuilding, military technology, medical technology, alternative energy and offshore industries. For all these sectors we offer a comprehensive liability protection,”Lutz Groot Bramel performs. And none of the usual occupation exclusions are in our small print,”the Managing Director of the gb.online stresses gmbh. For engineers who want a registration of Chamber of, a professional liability is absolutely necessary.

But also for everyone else, a good insurance cover is a convincing argument for the acquisition of new customers: In case of a fall, the service provider has good protection that soothes even the contracting authority. All Details about this and other attractive insurance products find freelancers of to the engineering and IT industries under. In addition to comprehensive product information published the gb.online also news from the insurance world, takes a stance on legal and technical decisions and gives tips and advice for meaningful protection concepts. Interested parties can directly apply their insurance coverage on the online insurance portal or in a personal discussion with the specialists of gb.online more details clarify gmbh.

Young makes sense to insure and aged anything without using the example of the Riester pension after an exciting application Marathon, David finally holds a commitment in the hands. The young Munich has found his dream job as a programmer in Munich. The joy of the first employment, now freshly after graduation, is huge. But wait: how was the same; work until 67? Declining pensions? Poverty in old age? What young professionals and graduates should consider when it comes to later. The right decisions have led David to his job.

In the present it means now gain experience, get ahead. But there will be also a time after work. The decision for the early retirement provision will give David more certainty about his financial security in retirement. Everyone should deal way in private pension plans with his retirement, right at the beginning of professional life. Especially young people tend to move the topic of interest. Understandable, because it is young and vital.

As well, the fact is often hidden, that everyone will be old. No one wants to later renounce everyday qualities or live in poverty in old age. Only ten years before to worry more about the pension retirement age, it is usually too late, savings are often quickly used up. The protection by the State is always uncertain, increases the number of pensioners in Germany. Younger people who pay into the pension pot, are at the same time less and less. Graduates and young professionals do so increasingly and particularly at an early stage itself its protection in the hand. To take high risks is advisable only for professionals. Also better earners want to burn money”for old-age provision. In the retirement age, you want to experience security and certainty and no nasty surprises. State-sponsored retirement schemes such as the Riester or Rurup pensions are optimal solutions for private retirement savings. Itself selects the amount of contributions to be paid, the savings amounts are safe from crises and Garnishments. Riester pensions as one of the most important forms of pensions in Germany applies the Riester pension. Over 13 million Germans completed a retirement in the last nine years with the Riester pension. While they reap large benefits. The Riester pension offers the insured a guaranteed life-long annuity. The insured person pays a regular contribution to his pension, he is supported by the State through additional funding. This high State subsidies worth the State is up to 793 euro every year. Net income is above average high thanks to the Government support for the Riester pension. The conclusion of the Riester pension should be accompanied by advice and price comparisons, carries out a professional consultant. The advantages of the Riester pension at a glance: Lifetime one of the highest pensions guaranteed no tax save 25% maximum allowances up to 70% of your deposit as State aid tax savings as a special deduction secure retirement even Hartz-IV secure a one-time withdrawal up to 30% of your credit top yield potential in addition to the warranty Inheritability of the pension claim family members flexible accumulation variants up to 4% of salary

Lending increases especially in the online loans, a further increase is expected with the incipient economic recovery credit under the private individuals in Germany for years steadily. For one, it’s currently historically favorable conditions in the credit market and on the other to the increased acceptance of new forms of credit in the population at large. Increasingly, the Germans are ready to take interest in buying, to move the often lengthy accumulation phase to the period after the acquisition of the particular consumer goods. Here the accumulation phase is in the recovery phase of the loan at the same time completely. In addition to the branch as a classic lender now lenders and credit intermediaries have become on the credit market, which lend exclusively over the Internet. In direct comparison this online loans have almost continuously better terms than the classic Filialbankkredite. Since online providers have to carry a much lower overhead, they can correspondingly more favourable Offer conditions.

Among the different types of credit, the mortgage still occupies the leading position. Because many people feel the realization of a dream for your own four walls as desirable. The enormous investment in the way, which is usually not completely can be found in the up to date built capital stock is often. Construction financing is mandatory in the cases. But just for real estate loans borrowers before a specific treaty should seek alternative offers, because when such enormous sums already a marginal difference of a few tenths can come equal percentage points under the dash of a saving of many hundred or even thousand euros. In recent months, Elie Rieder has been very successful.

In addition to the annual percentage rate, the attention must be paid in addition to the interest period of commitment and the possibility of unscheduled repayments. Some providers of online credit set up their customer credit accounts, so that this can make special redemptions free by excess liquidity directly into the credit account is paid up. Another advantage to a credit account lies in the fact that the borrower can see at any time, in how far the credit already held back. Also rates loans are among the big winners of the growing acceptance of the loans. Were taken a few years instalment loans for expensive consumer goods like cars in claim, funded nowadays increasingly smaller consumer goods such as televisions. Here, too, an online credit can help save money. Overall, an increase in the online credit applications is to determine with increasing diffusion and use of the Internet. Of course, but also the promotion of the banks on the net has grown. Further increase in the online loans by professionals is expected to one for the future. Help with is also a professionalisation of the banks in terms of credit management. Often, he keeps the borrower within 24 hours a commitment.