The New Housing Code Will Be Adopted Before The End Of The Year .

Rada of Ukraine on one of the remaining before the New Year meeting is going to consider and adopt a new Housing Code, which is currently in draft stage. Many writers such as Professor Rita McGrath offer more in-depth analysis. Housing legislation, acting version of which was adopted during the Soviet era, in 1983, does not meet current requirements and has long been in need of revision. The bill proposes to determine the order of settlement houses, dismantled due to road, business or other new construction, or planned to be demolished because of their poor technical condition. Also in the code is determined by the possibility of charging penalties on owners of residential premises for late payment for an apartment. About the rights and duties of citizens and authorities on the new Housing Code said one of its developers – Alexander Mazurchak holding the position of Acting Deputy Head of the Kyiv city state administration.

He believes that the new code will help solve the problem of liquidation of dilapidated houses and building in their place, modern buildings. If the new law is adopted, it is primarily with his help the authorities want to get rid of the numerous "," inconvenient to stay and have already exhausted their resources of strength. The Law introduces the concept of reconstruction of neighborhoods. If at least 10 percent of residents favor relocation, the old house can be demolished, the consent of the majority living in the new Code is not required. Those home owners who will agree to relocation, the government will try to ensure new living space as possible to the reconstructed house. In case of refusal of tenants to move, when making a decision on the demolition of old buildings, they will be evicted from the apartment occupied by the court. In this case, they may be proposed new housing in accordance with the law on involuntary resettlement under public necessity ", that is, within the same locality, or a court may decide to pay cash compensation corresponding to the market value of housing. In any case, when moving the deterioration of housing legislation is not provided – tenants will be given apartments in the area of not less than occupied previously.

Land For Sale In The Moscow Region And The Impact Of The Crisis

Land for sale in the Moscow region and the impact of the crisis is a summary of thoughts in hearing how we're going to buy real estate as us to invest their savings. Recall Pinocchio and the Field of Miracles, the same thing happens in us, buried today, and tomorrow will grow money tree. Whenever Professor Rita McGrath listens, a sympathetic response will follow. The crisis has stopped the demand for land acquisition. The whole two thousand nine was the year of sale. That is, any sale of land held in the struggle, Who will throw more. And the buyer received your rebate, after which there were transactions of sale and purchase of land. Now, when officials from the tv screen said that the crisis is over, all the time to buy plots.

Yes, the crisis is over, but why, then, unemployment is rising, why industry is not growing? Good questions, but oh well, the main thing about the end of the crisis has sounded, the people believed, and slowly began to recovering demand. Demand – what is the demand? This is a psychological condition, people are willing to buy the product or not. That real estate in the year two thousand and nine people were not ready to buy real estate. But to sell at fire-sale prices real estate people were also not ready. Now of course the crisis sobered many real estate market. What good is the real estate market, but the fact that real estate is real estate. If you bought property, it stays with you, you will complete her master.

Mortgage Legislation Varies

In the regulations on the mortgage plan to make changes that allowed banks to sell real estate problem borrowers without a court order. The authors of these changes suggest that the amendments will apply if loan agreement will be registered the relevant paragraphs. To untie the hands of banks, the Civil Code and Law on the mortgage must be changed. As a result, banks will be lowered risks of loan defaults. Now mortgage programs, banks take into account the risks of loan default and possible legal costs. This keeps interest rates on the mortgage on a sufficiently high level.

Court costs are not very large. In the big banks There are branches in the regions, and court cases involved legal departments. Therefore, the cost of travel, sending requests, etc. will be absent. Smaller banks usually do not lend to residents of other regions. Issuing credit, banks pay attention to the location of the mortgaged property. While paying the state fee for filing a lawsuit can not be avoided, such costs will be reimbursed by the borrower. Banks may need to be in court to evict the family of borrowers, if the latter refuse to release the apartment.

If the pledged assets is the only place of residence of the borrower, to evict such happens difficult. Although the law allows now to evict from a single dwelling, if the latter is a guarantee on the loan, the borrower will be able to seriously overspend Bank, worn his staff in the courts. While lawmakers say the Protection of the interests of borrowers who are unable to timely repay the loan, their approval is very doubtful. After all, now the borrower in case of problems with loan repayment can restructure its debt, and banks are sufficiently loyal to the borrower, often giving a delay of payments. Of course, these changes will be a good stimulus for further development of the mortgage, but adoption will be on hand to borrowers, complicating their already difficult lives.

Profitable Investment

During the economic stagnation in some countries real estate investments are the most best method of long-term investment. According to the predictions of the experts is the long-term real estate will Article higher incomes, as the global trend of falling property prices will change course to pre-crisis phase of the takeoff strip, and in some cases even higher. The dependence of the value of property from her location is clear to everyone on the attractiveness of the country's future prosperity will depend on investment. One of the investment and affluent countries can be regarded as Montenegro. Montenegro – a rapidly developing country with good natural conditions and great potential for economic growth. Already to date real estate in Montenegro enjoys wide demand in the world, thanks to the large flow of tourists to clean resorts of this small region. Montenegro has undeniable prospects compared with the neighboring countries of Europe that marked the arrival of the Montenegrin land networks of world hotels, the rapid construction of housing as Budget class and vip levels.

Given the relatively low cost of real estate development in Montenegro and the European standard of quality new homes, the appeal of his more comparing with similar in developed countries in Europe. This suggests that real estate in Montenegro is already a difficult time consistently will have a steady demand from buyers, and after the crisis, the cost per square meter will again continue long-term tendency takeoff. Rapidly developing infrastructure Montenegrin resorts, already satisfies the demands of today vip-people, the prospect of eu membership, and hence the high security of all rights, and benevolence of the Montenegrin government to foreign investors to create a good climate for investment in real estate in Montenegro. And if more recently, the foreigner could not acquire land or mansion, today this feature among buyers, individuals became available. Moreover, the Montenegrins, as one of the Slavic nations sympathetic to Russian customers as the closest in outlook and language factor. This gives a much more to say not only about the effectiveness of capital investment, but also about the reliability of the investments in the Montenegrin real estate.

Land Prices

Explaining their proposals so that the cost of land because of the crisis decreased and acquire land at bargain prices can be, they suggest that "affordable" to buyers – the land under construction. In this case, not even trying to hide the fact that most of the current deals with suburban real estate occurs only on land. As a rule, with painted them communications. The sale of such sites can be a contract to build the house, and maybe no. However, the sale of land by the general contract for construction is becoming increasingly popular. However, not all that easy. There are certain conditions to start construction on the acquisition of land.

It should start no later than one year after clearance of the acquisition of land. In addition, the future of the cottage project should be agreed with the administration of ct. So happy future owner will have a lot of suburban real estate and run, and jittery, and yes even fork out. And then the result is not too surprising that the final price achieved will be slightly higher than outside the longed-KG. However, in spite of that, experts believe that the cost of cottages in the cg, especially in the most prestigious, will grow, and growth on the basis of the current year may be in the range of 10-15%. Of course, developers benefit to assure that the price of suburban real estate has stabilized and reached their minimum limit, and that at least the next six months is unlikely to cost the country real estate will vary.

San Sebastin

In seven libraries, more than half of the visited ones in Alicante, two of Saragossa and other two of Murcia and Valladolid, the users could not accede to a computerized catalogue. Between that yes they had this service, in 9 of each 10 cases the technicians verified the simplicity of their handling and the possibility of knowing if the book were lent to another user or the exact location of that material within the library. Like exceptions, the unique terminals available in three centers of Cadiz, Saragossa and Murcia were spoiled. The same test was repeated asking for aid to the employees. The received service was correct in six of each ten centers. They emphasize of positive form the visited ones in Bilbao, Granada and Oviedo. On the contrary, in some libraries of Alicante, Cadiz, Madrid, Malaga and Valladolid, the civil servant limited itself to provide indications without specifying where was the book nor to accompany the user to look for it.

Another troop trials consisted of to ask for information to become partner of the libraries. Then, only in 47% they offered documentary information on the operation of the library. Those did that it they indicated the conditions of use of the membership card of user and the service of loan, as well as the penalties imposed by the delay in the delivery of the lent materials. On the other hand, eight of each ten do not warn their partners of the new acquisitions although 68% of place them to the libraries in a special section so that the users can notice themselves of their existence. All the libraries of Alicante analyzed, besides several centers of San Sebastin, Granada, Oviedo, Vitoria, Valladolid, Seville and Valencia yes notified to their partners the arrival of those new materials by letter or by means of electronic mail. One of the weak points of the Spanish libraries is the signaling.

In 79% of the studied ones there were no informative leaves in which the existence of a complaint book was indicated, in 63% did not see a note that informed into existence of a mailbox of suggestions and in 67% either were no posters exceeds what to make in case of emergencia or fire. In addition, one of each five lacked indicating panels of the location of the exits of emergencia, and in one of each eight not even the norms of the library announced (to extinguish the moving body, not to eat nor to drink within the facilities ). Compiled By. Javier Meja T.

Property Purchase

In addition, if you decide to order restructure the lease, you know – the maximum period for which the municipality reluctantly agrees – 4 years, and if the development plan provided for the use of this site is under construction and less. To rent land and to establish temporary parking in some parts of the city of pleasure is not the cheapest, although when compared with the total cost of paying an overnight stay in areas close to the city center a few years, the prize is obvious. Capital garages. In some cases, definitely worth the investment of funds. Suppose you purchased the garage building as a property registered in the register of ownership (certificate of Justice), land purchased (registration certificate) – this is the best option, you master of the situation. In the event that will gather around to build a house and your garage will become an insurmountable obstacle for the building, you can claim on a solid compensation.

If the property is decorated only the structure, too bad. You have the preferential right to purchase the land (if possible), and in the case of demolishing – the purchase of a similar garage nearby or its market value. The membership book Garage building cooperatives (GSK) – here everything is much worse. The hosts showed the garage, to his praise, protection, place and all that. On the issue of ownership, usually reply: it is inherent nonsense, 550 rubles for registration and you are the owner, just once, urgently need money, give a good price, etc. In fact, it's not that easy! No registration gsk will not give you a certificate. What is the complexity of the design gsk – collection money on its decoration made from personal funds of the cooperative members. Grandpa is not necessary, in fact no money, this does not come to meetings, this debt for several years, etc.

etc., in the end it turns out that 50-60% kooperativschikov pay all. You are willing to pay for them for all? No registration – no property! Forms of organization ak npvig, rgsa (not HSC) are nothing more than a parking lot, whatever it was in fact built in the municipal property and only rented, therefore, can not be drawn into the property. Moreover, at any time, at break of lease agreement (if you have any needs of the city) can be demolished. Therefore, Purchase these garages, which are not really garages and the parking place – a risky business, because you are buying only the very structure and the land beneath it remains a state, and if the authorities will need to return it, you will just drag and drop anywhere your garage or demolish it. This pseudoproper unreliable. Of course, it's only the main points that you should pay attention. There are many other details which are of great value of these experts know. Projections for the future. Mass garage construction is limited ability to pay car owners and the lack of waste credit schemes. Garage cooperatives and overnight stays, turn into construction sites for housing and commercial purposes, consistently growing number of cars, the weak interest of the authorities for the construction of the parking infrastructure – all this will save stable prices for parking garages and parking spaces. Parking deficit of real estate in some cases is already so great that the price of buying a garage is comparable to the cost of a one-room apartments of hotel type a multi-panel house.

Open Investments

She buys everything. Sent you a letter with intent to sell on your site specific price. After 30 days as required by law get a response – a region with pleasure will buy your land at the declared price. But the law is not written anywhere, through any period of time is to be held this purchase. Passes year is two. If the earth at that time much more expensive – area repurchases. If not much – waiting for more. So the market in the shadow of the transaction between individuals do not pass at all, everything is made of land in some kind of charter capital enterprises. Translate into a different category is more complex than fly to the moon. In part, this position is due to the presence of regional authorities in the Tver region of powerful investors like “Open Investments, planning build up the settlements, strongly reminiscent of the new city. Like, every little thing we do not need. In the Yaroslavl region in this sense, the situation calmly. The most liberal policy takes to land owners Agricultural management of Kaluga region.

This trend – the number of priority for investors. Be careful when buying land in the near to Moscow Maloyaroslavetsky Bohr and areas of areas: regional territorial development plans involve the deployment of a large number of industrial enterprises, which can not but affect the forecasts of growth in land prices in these areas. I advise you to look at and to Smolensk region, its coming from the Moscow districts. Easy access to transportation, the availability of “bezsvetofornoy” highway Moscow – Riga, providing travel at 250 km zone from Moscow a couple of hours, the presence of paintings navigable rivers, and not yet used recreational potential of the region should attract many investors. It is desirable to acquire land from a major owner, who has a lot of land. Especially in those cases where it developing infrastructure projects in their territories in stages. With the development of each of these steps you’ve already purchased more expensive land. Still very nice to such owner to develop self-serious agrarian project. In this case, he is guaranteed a good relationship with the district and regional authorities, which would give additional stability to your own investments. Do not be lazy – look through before buying information such projects on the Internet or go to the District Department of Agriculture. You tell it all. Sales information in specific areas, too, can be found online by clicking the “land sale” or “investment in land in particular area. Believe me, all worthy of attention is there. Successful acquisitions of you! Artem , judge of the land market.