Latin America

We forget, that we had a little more of fortune and we were given the opportunity to study, train us, feed us and not go through those grueling tests of life, where Governments used much his demagoguery in favour of them and when they are in power they forget the responsibility to pay more attention to this situation, which seriously affects a percentage of childrenwasting his talent, their potential, that’s know you manage, support, could provide, technical professionals who contribute their knowledge towards the country, avoid that continue showing these facts debased demonstrates that there is a well-defined absence of values, moral ethics. Concern, as the countries of Latin America invest their money, income obtained from its shops, exploitation of its riches, alliances, agreements, post is not invested in favor of helping the future generation, providing schools, health, housing, protection to them Let know healthy enjoy this stage of childhood that is determinant in the conduct, behaviour in the future of the citizen is expected to collaborate with the country. You should be avoided, that poverty remains you stolen her childhood and the has throw into the labour market in conditions of hard competition. Job instability and insecurity surrounding the conditions of child labour in many of our countries and also as discussed, the early incorporation has harmful effects on physical, since development the weakens facilitating that diseases occur and it violates to many Governments they forget the rights of the child established under the Convention on the rights of the childsigned on 20 December 1989, which drew between some aspects: children have the right to be cared for by their States with the most high priority (art 3). Economic and social policies not attributed to them the priority to which are entitled by their condition of people in development, vulnerable to all kinds of personal and social risk. Every child to an education of quality.

University

Credit properly understood financial aspects has a very ancient origin, this goes back to the relationship between the traders who traded their goods even without having the money at the time. General aspects of the credit the credit is an obligation which is acquired in order to be paid within a certain period and determined, i.e. in a future and known or at least determinable date. The credit generally and commonly refers to the loan, however you can also pour into sales contracts. For example it is common to hear that someone has bought an appliance and must pay dues or on specified date. The credit can be free or not, the payment of interest on the amount borrowed or sold (where credit verse about money) i.e., can agree. The credit can be about money or other material things. While all credit is the same, there are different types of loans that have evolved to conform by the commercial practices and the passage of time complex mechanisms that make that people have easy access to a better quality of life.

There are different types of credit among which we highlight: mortgage credit. Free investment credit. Credit for housing. Student credit. Pignoraticious credit this little classification of types of credit only reflects the most common uses today and we will only deal with the first four, since the latter, i.e.

the pignoraticious credit even though it is currently still used on commercial practices, is of little financial banks style: mortgage credit refers to the acquisition of a debt to be paid in the future promiseby supporting the provision of a right in rem called mortgage debt. The real right, consists of a guarantee to the creditor that the obligation will be paid in the future and that not be paid the is entitled to seize and auction the real estate that served as a bond. Free investment and credit for this housing credit classification attends to the destination that you will give to the object of the credit (which is usually money) so then when you buy a free investment credit, the money may be used for any purpose. It is important to talk about this type of credit since it is the opposite of credit for housing, because in this case the credit must be used for the acquisition of housing. In credit for housing the Government of each country usually dictates policies clear and favorable to those who receive the credit, for example establish the obligation to agree on a very low interest that allows people access to this. Student credit in recent years, this type of loan is commonly used by low-income families, since the prevailing need access to a good higher education, is to say to the University, motivates and drives to these families, has been acquiring medium-term credits.